W. Tom Polowy, MS

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Join date: Mar 18, 2023

About

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"I am a passionate insurance professional who believes in the transformative power of financial independence. My mission is to empower people from all walks of life to achieve their financial goals and dreams by leveraging the benefits of insurance. Whether you're looking to save money, protect your loved ones, grow your business, or pursue a rewarding career in the insurance industry, I am here to help you every step of the way. Let's work together to unlock your full potential and build a brighter future for you and your family."

Overview

Phone

(860) 945-4383

Posts (68)

Apr 3, 2026 ∙ 5 min

Workers’ Comp in CT: Keeping Your Crew (and Wallet) Safe

Let’s be honest: in the world of Connecticut contracting, your crew is your greatest asset. Whether you’re framing a new colonial in West Hartford or fixing a burst pipe in a mid-century modern in New Haven, your team is the engine that keeps the checks coming in. But let’s also talk about the elephant in the room: the "what if." What if a ladder slips? What if a back gives out during a heavy lift? In Connecticut, Workers' Compensation isn't just a legal "must-have"; it's the safety net that...

Apr 3, 2026 ∙ 6 min

Vault vs. Chubb vs. PURE: Choosing the Best Private Client Insurance for Your Cape Cod Estate

Owning a luxury estate on Cape Cod: whether it’s a shingle-style masterpiece in Chatham or a modern glass retreat overlooking Buzzards Bay: comes with a unique set of challenges. Between the rising sea levels, the threat of Nor’easters, and the sheer complexity of high-value construction, standard "off-the-shelf" insurance policies often fail to provide the protection you actually need. If you are a high-net-worth individual (HNWI), you have likely heard the names Vault, Chubb, and PURE ....

Apr 3, 2026 ∙ 7 min

Manufacturing Cyber Insurance Costs in Connecticut: What You Need to Know

For a machine shop in Enfield, a precision aerospace supplier in Oxford, or a defense manufacturer anywhere in Connecticut’s Aerospace Alley, the question is simple: what is cyber insurance going to cost you, and what happens if you do not carry it? Here is the direct shop-floor answer. If you cut titanium, machine turbine components, store controlled technical data, or bid on defense work, cyber insurance is not a soft recommendation. It is part of the cost of staying in the supply chain. It...