W. Tom Polowy, MS

Profile

Join date: Mar 18, 2023

About

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"I am a passionate insurance professional who believes in the transformative power of financial independence. My mission is to empower people from all walks of life to achieve their financial goals and dreams by leveraging the benefits of insurance. Whether you're looking to save money, protect your loved ones, grow your business, or pursue a rewarding career in the insurance industry, I am here to help you every step of the way. Let's work together to unlock your full potential and build a brighter future for you and your family."

Overview

Phone

(860) 945-4383

Posts (325)

Aug 7, 2026 ∙ 8 min

Ransomware & Network Extortion: Protecting Your Balance Sheet Against Modern Digital Extortion Tactics

For Chief Financial Officers and business executives across Connecticut and the United States, the modern corporate risk matrix has undergone a fundamental shift. Physical property risks, liability exposures, and traditional casualty losses are no longer the sole threats capable of derailing an enterprise. Today, a silent, highly sophisticated adversary operates across borders, targeting corporate networks, encrypting critical operational data, and holding balance sheets hostage through...

Aug 7, 2026 ∙ 8 min

Workers’ Compensation 2027 Outlook: Anticipating the Next Wave of Legislative & Rate Reforms

For strategic CFOs and HR directors, the horizon for workers’ compensation is no longer a distant concern. As we approach 2027, the landscape is shifting from the reactive adjustments of the mid-2020s to a proactive, reform-heavy environment. The industry is currently grappling with a trifecta of pressures: escalating medical severity, a revolutionary expansion of mental health presumptions, and a legislative pivot point in bellwether states like California. At Insure Connecticut LLC, we...

Aug 7, 2026 ∙ 8 min

Assault & Battery Coverage: The Critical Exclusion Every Bar and Nightclub Owner Must Check

Running a successful bar, pub, or nightclub is an exhilarating endeavor. You curate the music, craft signature cocktails, build a vibrant community, and create an atmosphere where patrons make memories. But behind the lively weekend crowds, flashing lights, and bustling taps lies a sobering reality: the hospitality industry carries some of the highest liability exposures in the commercial sector. Among all the operational risks bar and nightclub owners face, slip-and-fall accidents, inventory...