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Insure Connecticut's Ultimate Guide to Secure Your Future: Expert Insurance Tips and Tricks
Short-Term Rental Insurance in CT: What Airbnb Hosts Really Need to Be Covered
This guide breaks down exactly what short-term rental insurance in Connecticut covers, where AirCover and standard homeowners policies fall short, and what CT hosts—whether you rent a spare room in Mystic or manage three properties near the shoreline—actually need in place before the next guest checks in.
Mark Vincent Ellema
1 hour ago10 min read
What Is Generative AI Liability Insurance? A 2026 Guide for Businesses Using AI
Generative AI is now part of everyday business operations. Companies use AI tools to draft communications, summarize documents, create marketing content, analyze data, write software, support customers, and make recommendations. The business value is clear. The liability risk is also real. An AI system can produce a false answer that causes a customer financial loss. It can generate content that allegedly infringes copyright. It can disclose confidential information, make a d
W. Tom Polowy, MS
7 hours ago8 min read
Auto Repair Shop Workers' Compensation Insurance in Connecticut: What Mechanics Need to Know
This guide breaks down exactly what Connecticut requires, what a workers' comp policy covers for a garage, what it typically costs, and how to get a quote without wasting a week on the phone with call centers.
Mark Vincent Ellema
5 days ago8 min read
Why Connecticut Bakeries Need Workers' Compensation Insurance
Connecticut doesn't leave workers' comp up to the size or "feel" of your business. Under Connecticut General Statute §31-284, the moment a bakery has one employee—full-time, part-time, or seasonal—workers' compensation insurance is a legal requirement, not a nice-to-have. This guide breaks down exactly who needs it, what it costs for a bakery in Connecticut, and what happens if a claim comes in without coverage in place.
Mark Vincent Ellema
Aug 148 min read
Total Cyber Resilience: Integrating Regulatory Fines, Media Liability, and Telecom Theft Protection Into Your Risk Program
Enterprise risk management (ERM) has evolved far beyond traditional perimeter defense. In today’s hyper-connected, multi-cloud operational ecosystem, a security breach is no longer just an IT incident; it is a critical enterprise-wide exposure that threatens balance sheets, regulatory standing, brand equity, and operational continuity. When executive boards evaluate cyber risk, discussions frequently center on ransomware extortion, business interruption, and direct data loss.
W. Tom Polowy, MS
Aug 137 min read
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