Insure Connecticut's Ultimate Guide to Secure Your Future: Expert Insurance Tips and Tricks

On Day 3, we covered the real on-the-road risks facing Connecticut businesses—accidents, injuries, property damage, and lawsuit exposure—and why "good enough" isn't real protection. One bad crash on I-95 or a delivery mishap downtown can drain cash flow, sideline vehicles, and put your reputation at risk. When you started shopping for commercial auto, the quotes probably made your head spin. One carrier quoted $1,500 per vehicle annually, another came in at $3,200, and a thir

Connecticut municipalities face an annual budgeting nightmare that keeps finance directors awake during winter months. Snow removal costs can vary dramatically from year to year, making it nearly impossible to predict expenses accurately. A mild winter might leave thousands of dollars unspent in the snow removal budget, while a severe season like the winter of 2014-2015, when Hartford received over 70 inches of snow, can blow through allocated funds by February, forcing diffi

This is Day 3 of our 7-part series on commercial auto insurance for Connecticut business owners. In Day 1, we explained who truly needs commercial auto coverage, and in Day 2, we outlined which vehicles and uses are eligible. Today, we focus on why a personal auto policy isn't enough for business driving—and what that gap can cost you. You're running errands for your business in your personal vehicle. Maybe you're delivering products to a client, picking up supplies, or drivi

Summary: Flood coverage gaps for Connecticut homeowners and businesses Standard homeowners and commercial property policies exclude flood; you need separate flood insurance. Connecticut home insurance needs vary by neighborhood. FEMA maps are a starting point, not the final word on risk. Compare NFIP and private flood insurance to match coverage, price, and timelines for your address. Check your address on FEMA’s Flood Map Service Center ( msc.fema.gov ) Insure Connecticut h

Welcome back to our Commercial Auto Insurance series. On Day 1, we covered who needs it: Connecticut businesses that own or lease vehicles, contractors and trades using trucks and vans, sole proprietors and freelancers who drive for client work, and companies whose employees use personal cars for errands or deliveries. If a vehicle moves people, products, or equipment for your business—even part-time—you’re in the group that needs commercial auto coverage. Today, we’re focusi