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Flexible Income Protection Solutions for Individuals & Businesses
Crump Disability Insurance provides comprehensive income protection solutions designed to help individuals, professionals, and business owners safeguard their earnings if illness or injury prevents them from working. Through a wide range of carrier options and policy structures, Crump delivers disability insurance solutions that can be tailored to fit unique financial and occupational needs.
What Is Crump Disability Insurance?
Crump Disability Insurance is a national wholesaler that offers access to individual and business disability insurance products through licensed insurance professionals. These solutions help replace a portion of income during periods of disability, ensuring financial stability when it matters most.
Types of Disability Insurance Available
Crump offers access to multiple disability insurance options, including:
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Individual Disability Income (IDI) – Income replacement for professionals and self-employed individuals
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Business Overhead Expense (BOE) – Helps cover fixed business expenses during a disability
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Key Person Disability Insurance – Protects businesses from the financial impact of losing a key employee
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Buy-Sell Disability Insurance – Funds ownership transfers if an owner becomes disabled
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Guaranteed Standard Issue (GSI) – Simplified coverage for groups with limited underwriting
Why Choose Crump Disability Insurance?
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Access to top-rated insurance carriers
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Flexible policy designs and benefit options
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Solutions for high-income professionals and business owners
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Streamlined underwriting options for qualifying groups
Who Should Consider Disability Insurance?
Disability insurance is essential for:
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Business owners and partners
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Physicians, attorneys, and high-income professionals
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Self-employed individuals
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Companies seeking business continuity planning solutions
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