When it comes to auto insurance, many drivers in Connecticut choose the minimum required coverage to keep their premiums as low as possible.

One cracked tile. One sharp-edged duct. One customer tripping over a coil of hose—and just like that, your day on the job goes from profitable to painful.

As Connecticut experiences record rainfall this season, homeowners across the state are learning a hard truth: most standard homeowners' insurance policies do not cover flood damage.