Connecticut doesn't leave workers' comp up to the size or "feel" of your business. Under Connecticut General Statute §31-284, the moment a bakery has one employee—full-time, part-time, or seasonal—workers' compensation insurance is a legal requirement, not a nice-to-have. This guide breaks down exactly who needs it, what it costs for a bakery in Connecticut, and what happens if a claim comes in without coverage in place.
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