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Insure Connecticut's Ultimate Guide to Secure Your Future: Expert Insurance Tips and Tricks


Why Are Restaurant Workers' Compensation Rates So High in Connecticut? 8 Ways to Lower Your Premium
Connecticut ranks among the most expensive states for workers' comp, even after years of falling rates. Here is what drives a restaurant's premium and eight practical ways to bring it down.

Mark Vincent Ellema
Oct 67 min read


Workers' Compensation for HVAC Employees Injured While Working in Attics and Crawl Spaces
Attics and crawl spaces are where HVAC technicians get heat illness, falls through ceilings, strains and cuts. Here is how Connecticut workers' compensation responds, what a ghost policy will not do, and what to have in place before an injury happens.

Mark Vincent Ellema
Sep 309 min read


The 7 Most Common Workers' Compensation Claims in Auto Repair Shops—and How to Prevent Them
Auto repair shops face some of the most preventable — and most expensive — workers' compensation claims in Connecticut. This guide breaks down the seven claims that show up most often in a garage, why they happen, and the specific safety steps that keep them off your loss run.

Mark Vincent Ellema
Sep 89 min read


How to Choose the Right Commercial Insurance for Small Business: A Complete Guide
Whether you're a solo entrepreneur, manage a team of 10, or are scaling a growing company, this guide applies to your situation.

Mark Vincent Ellema
Mar 19, 202414 min read
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