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Insure Connecticut's Ultimate Guide to Secure Your Future: Expert Insurance Tips and Tricks


Extended Convertibility Insurance in the Northeast: A Complete Guide to Carriers, Costs & Coverage Across CT, NY, MA, RI & NJ
Choosing the right life insurance policy in the Northeast, whether you are overlooking the Long Island Sound in Connecticut or managing a portfolio in downtown Boston, often comes down to one critical, yet frequently overlooked feature: extended convertibility. Most people buy term life insurance because it is the most affordable way to protect their family or business for a set period. But life is rarely a straight line. Your health might change, your wealth might grow, or y

W. Tom Polowy, MS
Jul 108 min read


Business Insurance in 2026: What Every Small Business Owner Needs to Know
Here's what's actually changing, what Connecticut law requires, and how to make sure your business isn't carrying risk it doesn't know about.

Mark Vincent Ellema
Jul 86 min read


Vacant Dwelling Insurance in Connecticut: What Happens When Your Home Sits Empty?
Standard Connecticut homeowners policies typically stop covering theft, vandalism, water damage, and glass breakage once a home sits vacant for 30 to 60 consecutive days. If you're renovating, settling an estate, or between tenants, you likely need a vacant dwelling policy or endorsement to close this gap. Otherwise, a claim during that window can be denied outright.

Mark Vincent Ellema
Jul 66 min read


Demystifying Commercial Transportation Insurance: A Broker's Guide for CT Business Owners
For many Connecticut business owners, managing a fleet of vehicles is one of the most significant logistical, and financial, challenges they face. Whether you operate a plumbing business in Hartford with five service vans or a wholesale distribution company in New Haven with a dozen heavy-duty trucks, your vehicles are more than just transportation; they are moving billboards, mobile offices, and essential tools for revenue generation. However, when it comes to business insur

W. Tom Polowy, MS
Jul 27 min read


The Power of Partnership: How Our Network Delivers Better Commercial Rates in CT
When you are running a business in Connecticut: whether it is a construction firm in Hartford, a rental car agency near Bradley International, or a growing fleet of delivery vans in New Haven: one of the biggest "black boxes" you face is insurance pricing. You see the bill, you pay the premium, but you often wonder: How did they get to this number? And am I getting a raw deal because I’m a local business and not a multi-national corporation? At Insure Connecticut LLC, we beli

W. Tom Polowy, MS
Jul 19 min read
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